
Shariah-Compliant Personal Financing
AWAKAS provides personal financing services that strictly adhere to Shariah principles. Over the past decade, we have built strong partnerships with various foundations to offer Shariah-compliant personal financing to civil servants and public sector members.
Customers can also benefit from convenient repayment through the Salary Deduction Scheme, ensuring a smooth and well-organised payment process.
AWAKAS understands your financial needs and remains committed to delivering personal financing solutions that are simple, fast, and accessible.

APPLICATIONS PROCESSED

YEARS EXPERIENCE

SHARIAH-COMPLIANT
We help resolve your financial challenges & ease your burden.
This financing is exclusively for government employees, with repayments conveniently deducted from your salary. All eligibility checks and applications are 100% free, with no service fees or upfront payments required.

Why Choose AWAKAS?
Shariah-Compliant
The financial products and services offered are fully based on Shariah principles.
Fast Approval
Upon submission of complete documents and verification through contract.
Fixed Profit Rate
Your monthly payments remain fixed throughout the financing period.
Extended Financing Tenure
Financing available from 1 to 12 years, with full flexibility for early settlement.
High Eligible Amount
Financing is offered from RM5K to RM200K, depending on the applicant’s current eligibility. (Up to 60% of salary)
Accepting Blacklisted Applicants
CCRIS, CTOS, AKPK, or SAA blacklisted? We’ll help you through the process at no cost.









